Welcome to our comprehensive guide on mastering Mexican blackjack strategies. In this article, we will provide you with valuable tips and techniques that will enhance your gameplay and increase your chances of winning. While there is no magic solution to eliminate the house edge in blackjack, employing the right strategies can help you lower it and make informed decisions during your gameplay. Whether you are a beginner or an experienced player, our guide will equip you with the essential knowledge to excel in Mexican blackjack.
Key Takeaways:
- Understand basic blackjack strategy based on arithmetic and probability.
- Choose the best blackjack table based on factors like table limits and number of decks.
- Adapt your strategy based on the specific game variation you are playing.
- Focus on basic tactics to make smart decisions, especially as a beginner.
- Practice using blackjack trainers and calculators to improve your skills.
Using Blackjack Strategy: Basic Principles
In order to increase your chances of winning in Mexican blackjack, it is important to understand and utilize basic blackjack strategy. This strategy is based on arithmetic and probability, and it can help you make more informed decisions during gameplay. By following the principles of basic strategy, you can improve your overall gameplay and minimize losses over time.
One of the key components of basic strategy is the use of strategy charts. These charts outline the best moves to make based on your hand and the dealer’s up card. Memorizing a strategy chart is essential when playing at a land-based casino, but online casinos often provide charts for reference. By referring to a strategy chart, you can determine whether to hit, stand, double down, or split, depending on the specific situation.
Understanding basic blackjack strategy is crucial because it helps you make the mathematically correct decisions in each hand. It takes into account the probability of busting, the likelihood of improving your hand, and the dealer’s potential outcome. By following the principles of basic strategy, you can make more strategic decisions that give you the best chance of winning in Mexican blackjack.
The Importance of Memorizing a Strategy Chart
Memorizing a strategy chart is an important aspect of using basic blackjack strategy effectively. By familiarizing yourself with the chart, you can make faster decisions and improve your overall gameplay. Here are some key benefits of memorizing a strategy chart:
- Increased speed: Memorizing the chart allows you to make decisions quickly, without having to consult the chart constantly.
- Improved accuracy: By following the strategy chart, you can make mathematically correct decisions that give you the best chance of winning.
- Confidence: Knowing the correct moves to make can boost your confidence at the blackjack table, allowing you to play more assertively.
Overall, understanding and implementing basic blackjack strategy is essential for any serious blackjack player. By following the principles of basic strategy and using a strategy chart, you can make more informed decisions and improve your chances of winning in Mexican blackjack.
Scouting the Best Blackjack Tables
When it comes to playing blackjack, choosing the right table can make a significant difference in your overall experience and potential for winning. In this section, we will discuss key factors to consider when scouting for the best blackjack tables in Mexican blackjack. These factors include table limits, the number of decks in play, the number of players, and the shuffling method.
Table Limits: Before sitting down at a blackjack table, it’s important to be aware of the table limits. The minimum and maximum bet amounts can vary significantly between tables, and choosing one that aligns with your bankroll and betting preferences is crucial. Playing within your comfort zone will allow you to make optimal decisions without feeling pressured or restricted.
Number of Decks: The number of decks used in a blackjack game can have an impact on the probabilities and strategies involved. Generally, games with fewer decks tend to offer better odds for players. Therefore, if you have the choice, opt for tables with fewer decks, such as single or double deck games, as they offer a higher chance of success.
Number of Players and Shuffling Method: Another aspect to consider is the number of players at the table and the shuffling method employed. Playing at a crowded table can be beneficial for experienced players, as it allows for more rounds per hour and increases the opportunities to capitalize on favorable situations. Additionally, the shuffling method can impact card counting strategies. Tables that use automatic shufflers or continuous shuffling machines make card counting virtually impossible, while hand shuffling provides more opportunities for skilled players to gain an edge.
Table Comparisons:
Table | Table Limits | Number of Decks | Number of Players | Shuffling Method |
---|---|---|---|---|
Table 1 | $10 – $100 | 6 | 5 | Automatic shuffler |
Table 2 | $25 – $200 | 2 | 3 | Hand shuffle |
Table 3 | $5 – $50 | 8 | 7 | Continuous shuffling machine |
Table 1 offers higher table limits and a larger number of players, but the automatic shuffler makes card counting challenging. Table 2 has lower limits and fewer players, but the hand shuffle provides more opportunities for skilled players. Table 3 has the lowest limits and highest number of decks, along with a continuous shuffling machine that eliminates card counting advantages.
By carefully considering the table limits, number of decks, number of players, and shuffling method, you can make an informed decision and select the best blackjack table for your playing style and strategy in Mexican blackjack.
Best Blackjack Strategy for Different Game Variations
In Mexican blackjack, the best strategy to use may vary depending on the specific game variation you are playing. While there is no one-size-fits-all strategy, there are basic guidelines that can be applied to most variations to improve your chances of winning. Understanding these strategies and making adjustments based on the specific rules of the game can give you an edge at the blackjack table.
One important aspect of adjusting your strategy is to use an adjusted strategy chart. These charts provide specific advice based on the rules of the game, such as when to hit, stand, double down, or split. Using an adjusted strategy chart ensures that you are making optimal decisions based on the specific game variation you are playing. It takes into account factors such as the number of decks, the dealer’s rules, and the payout ratios. By following an adjusted strategy chart, you can make the most informed decisions at the blackjack table.
It’s also worth noting that different game variations may have different house edges. Some variations, such as Spanish 21, may have slightly better odds for the player compared to traditional blackjack. Understanding the specific rules and odds of the variation you are playing can help you make more strategic decisions and maximize your chances of winning.
Adjusted Strategy Chart Example:
Player’s Hand | Dealer’s Up Card | Recommended Move |
---|---|---|
Hard 17 or higher | Any | Stand |
Hard 8 or lower | Any | Hit |
Soft 18 | 9, 10, or Ace | Double Down |
Ace, 7 or 8 | Any | Hit |
Pairs of 2s, 3s, 6s, 7s, or 9s | 7 or lower | Split |
By studying the adjusted strategy chart and practicing different game variations, you can develop a deeper understanding of the best blackjack strategy to use in Mexican blackjack. Remember, strategy alone cannot guarantee consistent wins, but it can certainly improve your overall gameplay and increase your chances of coming out ahead in the long run.
Blackjack Tactics for Beginners
When it comes to playing Mexican blackjack, beginners can enhance their gameplay by implementing smart decisions based on basic tactics. By familiarizing themselves with these tactics, players can improve their chances of winning and avoid common mistakes. Let’s explore some essential strategies for beginners:
Basic Tactics:
- Hitting or Standing: One of the fundamental decisions in blackjack is whether to hit (take another card) or stand (keep the current hand). Beginners should follow the basic rule of hitting when their hand value is below 12 and the dealer’s up card is 7 or higher. Conversely, they should stand when their hand value is 12 or higher.
- Pairs: It is crucial to know when to split pairs. Beginners should always split a pair of Aces or 8s, as it increases their chances of achieving a winning hand. However, they should avoid splitting pairs of 10s, as this would break up a strong hand.
- Doubling Down: Doubling down allows players to double their initial bet after receiving their first two cards. Beginners should only double down when their hand value is 9, 10, or 11, and the dealer’s up card is 6 or lower.
- Avoiding Common Mistakes: Beginners should be cautious not to make common errors, such as splitting pairs of 10s or doubling down with a soft 19. These decisions can diminish their chances of winning and should be avoided.
By following these basic tactics, beginners can make informed decisions and improve their gameplay in Mexican blackjack. It’s important to remember that practice is essential for mastering these strategies, and using a casino games demo player is an excellent way to hone your skills without risking real money.
Test Your Basic Blackjack Strategy
Now that we have covered the basic principles of blackjack strategy, it’s time to put your knowledge to the test. This exercise will evaluate your understanding of the principles we’ve discussed so far. By analyzing a specific hand and choosing the correct move, you can assess your mastery of the basic principles of Mexican blackjack strategy.
Here is the hand:
Player’s Hand | Dealer’s Up Card | Correct Move |
---|---|---|
8, 7 (Total: 15) | 6 | Hit |
Based on the player’s hand of 8 and 7, and the dealer’s up card of 6, what is the correct move? Take a moment to think about it and analyze the situation using the principles we have discussed. Once you have made your decision, compare it to the correct move listed in the table.
Remember, this exercise is designed to reinforce the basic principles of blackjack strategy. Use it as an opportunity to practice making the correct decisions based on the player’s hand and the dealer’s up card. With continued practice and application of these principles, you will become more proficient in Mexican blackjack strategy.
Advanced Blackjack Strategy
When it comes to Mexican blackjack, adopting an advanced strategy is crucial for minimizing losses and achieving long-term success. Taking a strategic approach allows players to make informed decisions that can significantly impact their overall winnings. To help you navigate the complexities of advanced blackjack strategy, we’ve compiled a comprehensive guide filled with valuable insights and techniques.
One effective advanced strategy is to employ a long-term approach. Rather than focusing on short-term gains, this strategy emphasizes consistency and steady progress over time. By adopting a patient mindset, players can avoid impulsive decisions and stick to a well-rounded game plan that minimizes losses in the long run.
„In blackjack, it’s essential to remember that every decision you make can have an impact on your overall results. By adopting a long-term approach, you can stay focused on the big picture and make strategic choices that align with your ultimate goals.”
— Blackjack Expert
Another aspect of advanced blackjack strategy is the use of positive and negative progression betting systems. These systems involve adjusting your bet size based on previous outcomes, either increasing or decreasing your wager accordingly. While these systems can enhance gameplay and potentially increase winnings, it’s important to approach them with caution and carefully manage your bankroll.
Advantages of Advanced Blackjack Strategy | Disadvantages of Advanced Blackjack Strategy |
---|---|
Minimizes losses over time | Requires a deep understanding of the game |
Allows for more strategic decision-making | Potentially increases risk |
Improves long-term results | May require adjusting to different game variations |
By incorporating advanced blackjack strategy into your gameplay, you can elevate your skills and improve your overall performance. However, it’s important to remember that success in blackjack is never guaranteed. Always approach the game with a disciplined mindset, manage your bankroll wisely, and enjoy the process of playing.
Real-Life Application
Let’s take a look at a real-life example of how advanced blackjack strategy can minimize losses and improve long-term results. Suppose you find yourself in a situation where the dealer has a 6 showing, and you have a hard 16. According to basic strategy, you should always stand in this scenario, as hitting would likely result in busting.
However, an advanced strategy might suggest doubling down, taking advantage of the dealer’s weak hand. By doubling down, you increase your potential winnings and put more pressure on the dealer to make a mistake. While this decision might seem counterintuitive to basic strategy, it highlights the nuanced choices that can be made using advanced blackjack strategies.
Remember, the key to successful advanced blackjack strategy is to thoroughly understand the game, consider various factors, and make calculated decisions based on your goals. With time and practice, you can develop the skills needed to master Mexican blackjack and increase your chances of walking away a winner.
Basic Blackjack Strategy for Side Bets
When playing Mexican blackjack, players have the option to place side bets in addition to their main wager. Side bets can be exciting and offer the potential for high payouts, but they also come with a higher house edge. To make the most of your side bets and minimize losses, it is important to have a basic blackjack strategy in mind.
Here are a few key points to consider when it comes to side bets:
- Understand the specific game variants: Each side bet is associated with a particular blackjack variant. Take the time to research and familiarize yourself with the rules of the variant you are playing. This will help you determine if the side bet is worth it and how it fits into your overall strategy.
- Consider the odds and payouts: Side bets often come with higher payouts, but they also have lower odds of winning. It’s crucial to understand the odds and payouts associated with each side bet. This will allow you to make informed decisions and avoid excessive side bet losses.
- Stick to your basic strategy: While side bets can be tempting, it’s important not to let them distract you from your basic blackjack strategy. Your main focus should be on making smart decisions based on the player’s hand and the dealer’s up card. Side bets should be seen as optional and not the main strategy.
By incorporating a basic blackjack strategy for side bets, you can enhance your overall gameplay experience and make more informed decisions. Remember to strike a balance between enjoying the thrill of side bets and maximizing your chances of winning in Mexican blackjack.
Side Bet Variant | Odds of Winning | Payout |
---|---|---|
Perfect Pairs | Approximately 1 in 12 | 5 to 1 for a mixed pair, 12 to 1 for a colored pair, and 25 to 1 for a perfect pair |
21+3 | Depends on the specific combination | Varies, with higher payouts for stronger combinations (e.g., straight flush) |
Raise the Stakes via 6-Deck Configuration
In Mexican blackjack, raising the stakes aggressively can be an effective strategy when playing with a 6-deck configuration. This approach is particularly suitable for experienced players or high-rollers looking to maximize their potential winnings. Even with a soft 19, doubling your bet on specific decks can give you an advantage, depending on the dealer’s rules.
To implement this strategy successfully, it’s crucial to understand the dynamics of a 6-deck game. With more cards in play, the probabilities and potential outcomes change compared to single or double deck games. By analyzing the dealer’s up card, you can identify favorable opportunities to increase your bet and capitalize on advantageous situations.
Aggressive betting in a 6-deck configuration requires careful consideration and a deep understanding of the game. It is advisable to apply this strategy only if you have a solid grasp of basic blackjack principles and have perfected your gameplay skills. Utilize a comprehensive strategy chart, practice with online trainers, and familiarize yourself with the rules specific to Mexican blackjack to enhance your chances of success.
Remember, while raising the stakes can potentially yield higher rewards, it also comes with increased risk. It’s essential to approach aggressive betting with caution and set personal limits to ensure responsible gambling. As with any blackjack strategy, results may vary, and there are no foolproof guarantees of winning. However, by adopting an aggressive approach and employing sound decision-making, you can increase your potential winnings in Mexican blackjack.
Get Started with a Blackjack Trainer
When it comes to mastering Mexican blackjack strategy, practice is key. And what better way to practice than with a blackjack trainer? Using a blackjack trainer program or drills can help players hone their skills and learn the basic rules of the game without risking real money. By simulating real gameplay scenarios, a blackjack trainer allows you to practice and improve your decision-making abilities.
Using a blackjack trainer is especially beneficial for beginners who are just starting their blackjack journey. It provides a hands-on learning experience where you can familiarize yourself with the game mechanics, understand the rules, and learn to make strategic moves. With a blackjack trainer, you can practice different scenarios and see how your decisions impact the outcome of the game.
Whether you’re a beginner or an experienced player looking to refine your skills, a blackjack trainer is an invaluable tool. It allows you to practice at your own pace, without any pressure, and gives you the opportunity to experiment with different strategies. So, if you’re serious about improving your Mexican blackjack gameplay, we highly recommend incorporating a blackjack trainer into your practice routine.
Table: Benefits of Using a Blackjack Trainer
Benefit | Description |
---|---|
Practice without risk | You can practice and refine your skills without risking any real money. |
Learn the rules | A blackjack trainer helps you understand the rules and mechanics of the game. |
Improve decision-making | By simulating real gameplay scenarios, a trainer helps you make better strategic decisions. |
Experiment with strategies | You can try out different strategies and see how they impact the game outcome. |
So, why wait? Start using a blackjack trainer today and take your Mexican blackjack skills to the next level.
Use a Blackjack Calculator
When it comes to maximizing your chances of winning in Mexican blackjack, having a good understanding of the odds is crucial. This is where a blackjack calculator can be a valuable tool in your online gaming arsenal. A blackjack calculator allows you to calculate the best return for any combination of cards, taking into account various factors such as the dealer’s actions and the payouts.
By inputting the specific cards and their values, the calculator can provide you with the optimal move to make. Whether it’s hitting, standing, doubling down, or splitting, the blackjack calculator helps you make informed decisions based on the odds. This can greatly improve your gameplay and increase your chances of winning in Mexican blackjack.
Using a blackjack calculator also allows you to analyze different scenarios and compare the expected returns. This can help you fine-tune your strategy and make more calculated plays. It’s important to note that while a blackjack calculator can be a powerful tool, it’s still essential to rely on your knowledge of basic strategy and make informed decisions based on the current game situation.
Single Deck Blackjack Strategy: When to Avoid Insurance in Specific Situations
In single deck blackjack games, understanding when to avoid insurance can be a crucial component of your strategy. While insurance can seem like a tempting option, it is best utilized in specific situations to minimize losses and maximize your chances of winning. Here, we will outline the circumstances in which avoiding insurance is the optimal choice.
Insurance in Blackjack: The Basics
Before we delve into when to avoid insurance, let’s briefly recap what it is. Insurance is a side bet offered when the dealer’s up card is an Ace. By placing an insurance bet, you are essentially betting that the dealer has a 10-value card as their hole card, resulting in a blackjack. However, this bet comes at a cost, as it increases the house edge and is generally not recommended unless certain conditions are met.
Now, let’s examine the specific situations in which avoiding insurance is the best single deck blackjack strategy.
When to Avoid Insurance
1. When the Player has a Strong Hand: If you have a strong hand, such as a total of 20, it is generally advisable to avoid insurance. With a strong hand, you already have a high probability of winning the hand, so the additional cost of insurance is unnecessary.
2. When the Dealer’s Up Card is a 10-Value Card: If the dealer’s up card is a 10-value card, the likelihood of the dealer having a blackjack increases. In this situation, it may be tempting to take insurance to protect yourself. However, statistically, the odds are not in your favor, and taking insurance is not a profitable long-term strategy.
3. When Card Counting Indicates a Lack of 10s: Card counting is a technique used by advanced players to gain an edge in blackjack. If you are actively counting cards and determine that there is a lack of 10s in the deck, insurance may be a viable option. However, this strategy requires a high level of skill and should only be used by experienced players who are confident in their card counting abilities.
K-O Blackjack Strategy: Mastering Card Counting for Advanced Players
When it comes to maximizing your odds in Mexican blackjack, advanced players often turn to strategic card counting techniques. One such method is the K-O blackjack strategy, which involves assigning specific values to different cards in an unbalanced counting system. By mastering this technique, players can gain an edge over the house and increase their chances of winning.
Understanding Card Counting with the K-O Strategy
The K-O blackjack strategy is particularly popular among experienced players due to its effectiveness and simplicity. Unlike other counting systems, the K-O strategy does not require players to calculate a true count, making it easier to implement and use in real-time gameplay. Instead, players assign a value of +1 to cards 2-7, a value of -1 to cards 10 and Aces, and a value of 0 to remaining cards (8s and 9s). By keeping a running count of these values throughout the game, players can gauge the proportion of high and low cards remaining in the deck.
This card counting technique allows players to make more informed decisions when placing bets and adjusting their gameplay strategy. When the running count is positive, indicating a higher proportion of high cards remaining in the deck, players may choose to increase their bet size. Conversely, a negative count suggests a higher proportion of low cards, which may lead players to decrease their bets or take other strategic actions.
Practice and Discipline: Keys to Success
Implementing the K-O blackjack strategy successfully requires practice and discipline. It is essential to familiarize yourself with the values assigned to each card and develop the ability to keep an accurate running count in your head. Regular practice with a deck of cards or using online training programs can help you refine your skills and improve your card counting accuracy.
Additionally, it is crucial to exercise discipline and avoid drawing attention to yourself. Card counting is legal, but casinos frown upon players who employ this technique and may take countermeasures to disrupt their gameplay. To avoid detection, it is essential to blend in with other players, avoid making drastic bet size changes, and vary your betting patterns.
By mastering the K-O blackjack strategy, advanced players can enhance their card counting skills and improve their overall performance in Mexican blackjack. However, it is important to remember that success is never guaranteed, and responsible gambling should always be the priority.
Blackjack Strategy with Insurance
When playing Mexican blackjack, one of the options available to players is the insurance side bet. This bet can be used in specific situations, such as when the dealer has an Ace. The insurance bet pays out if the dealer has blackjack, allowing players to break even. However, it is important to approach insurance strategically and not use it in all situations.
Using the insurance side bet can be advantageous when the circumstances call for it. For example, if the player has a strong hand and the dealer’s up card is an Ace, taking insurance can protect against the possibility of the dealer having blackjack. This can prevent a potential loss and allow the player to maintain their current bet. However, it is crucial to remember that insurance is still a side bet and will increase the house edge in the long run.
„Insurance is a side bet that can be a useful tool in specific situations. It offers players the opportunity to protect their bets when the dealer has an Ace showing. However, it is not a guarantee of winning, and players should use it strategically, taking into consideration their own hand and the dealer’s up card.”
It is important for players to understand the specific situations in which insurance is worth considering. Experienced players who have a good understanding of the game and the odds may find opportunities to use insurance strategically. However, beginners or players who are not confident in their ability to assess the situation accurately may be better off avoiding insurance altogether and focusing on basic blackjack strategy instead.
When to consider insurance: | When to avoid insurance: |
---|---|
Player has a strong hand | Player has a weak hand |
Dealer’s up card is an Ace | Dealer’s up card is not an Ace |
Player is confident in their assessment of the situation | Player is unsure or lacks experience |
By considering these factors and using insurance strategically, players can make informed decisions that can potentially protect their bets and minimize losses in Mexican blackjack.
Blackjack Card Counting Strategies
Card counting is a well-known technique used by experienced blackjack players to improve their odds at the tables. By keeping track of the cards that have been dealt, players can gain insight into the composition of the remaining deck and adjust their bets accordingly. Different card counting methods have been developed over the years, each with its own unique approach and level of complexity.
One popular card counting strategy is the Ace-Five system. In this method, players assign a value of +1 to each 2, 3, 4, 5, and Ace that is dealt, and a value of 0 to all other cards. By keeping a running count of these values, players can determine when the deck is rich in high-value cards, which is advantageous for the player. This information allows players to increase their bets when they have a higher chance of drawing a strong hand.
Another widely used card counting strategy is the Hi-Lo system. This method assigns a value of +1 to each 2, 3, 4, 5, and 6 that is dealt and a value of -1 to each 10, Jack, Queen, King, and Ace. Cards 7, 8, and 9 are assigned a value of 0. By maintaining a running count based on these values, players can determine the true count by dividing the running count by the number of decks left to be played. This true count provides players with a more accurate assessment of the deck’s composition and allows for more precise betting.
One advanced card counting strategy is the Omega II system. This method assigns different values to each card, ranging from +2 to -2. The Omega II system provides a more accurate representation of the deck composition and requires a greater level of concentration and skill to execute effectively. While card counting can improve a player’s odds in blackjack, it requires practice and discipline to master. Additionally, casinos are aware of card counting techniques and may take countermeasures to prevent skilled players from gaining an advantage.
„Card counting is a powerful tool that can give players an edge in blackjack. However, it’s important to remember that it is not foolproof and does not guarantee winning. Card counting requires precision and a keen sense of focus, as well as the ability to act naturally at the table. By utilizing different strategies like the Ace-Five, Hi-Lo, K-O, or Omega II systems, players can improve their odds and make more informed betting decisions.”
Conclusion
In conclusion, our comprehensive Mexican blackjack strategy guide provides players with the tools and knowledge to enhance their gameplay and improve their chances of winning. By understanding basic principles, such as using blackjack strategy charts and making smart decisions, players can minimize losses and maximize their long-term results. Additionally, we explored advanced tactics and side bets, offering players a well-rounded approach to Mexican blackjack.
While there is no guaranteed way to win, our strategy guide empowers players to play smart and think strategically. Remember, Mexican blackjack is a game of skill and strategy, and by mastering these techniques, players can improve their odds of success. Whether you’re a beginner or an experienced player, our guide provides valuable insights and techniques to enhance your Mexican blackjack gameplay.
We hope that our strategy guide has provided you with the necessary tools and knowledge to become a successful Mexican blackjack player. Remember, practice is key, so be sure to utilize blackjack trainers and calculators to refine your skills. With dedication and a solid understanding of strategy, you’ll be well on your way to mastering Mexican blackjack and increasing your chances of walking away as a winner.
FAQ
What is Mexican blackjack?
Mexican blackjack is a variation of the popular card game that is played with slightly different rules. It often involves additional side bets and may have variations in terms of card values and payouts.
How can I improve my chances of winning in Mexican blackjack?
By understanding and applying basic blackjack strategy, you can make smarter decisions and lower the house edge. Additionally, practicing and refining your skills through training tools can enhance your gameplay.
Are side bets in Mexican blackjack worth it?
While side bets like Perfect Pairs and 21+3 offer the potential for high payouts, they also increase the house edge. It is generally recommended to focus on good basic play and avoid excessive side bets.
How many decks are typically used in Mexican blackjack?
The number of decks in play can vary depending on the table and casino. It is important to take this into consideration when developing your strategy as it can affect the probability of certain outcomes.
Is card counting a viable strategy in Mexican blackjack?
Card counting can be used as an advanced strategy to gain an edge in blackjack. However, it requires skill, practice, and discretion. Different card counting systems can be employed, such as the Ace-Five, Hi-Lo, K-O, and Omega II methods.
Should I take insurance in Mexican blackjack?
Insurance is a side bet that should only be taken in specific situations, such as when card counting reveals a lack of 10s in the deck. In most cases, it is best to avoid insurance as it increases the house edge.